A few proven tips to help you survive when you are dead broke till you get back on your feet.
It is a very bad experience to be broke. In fact, whoever holds the onion that money is not everything is mistaken. You should think about it.
Even though being broke doesn’t stop you from having fun, it will be pretty difficult to live and thrive without money.
I am pretty sure you get the idea of where this article is going. We are aware of why you decided to read this article.
You are dead broke, you dislike your job, you are tired of your life and you need a rescue very fast. You are in need of money and you don’t believe in getting rich quick money scheme which will make huge promises but give back way little in return.
One thing you should have in mind is that almost everyone has been broke before, at one point or the other in their life. Thus, we have combined tips that can help you change the course of things.
Sell All the Stuff You neither Need nor Use
Are you wondering what took all your money away, you can look around. Stroll around your house and consider things you neither use nor need. You can sell these stuff at a reasonable price on Facebook Marketplace or Craigslist in a short time.
The fact is, if you still needed these stuff, they will not be lying around gathering dust. Thus, you can sell it to one who needs it and gets some money.
Making Money from Garage Sales
Yard sale, real estate sale, flea market or whatever you call it, a garage sale is a real quick way to dispose of those things — old furniture, electronics, clothes, antiques, etc. — you no longer needed and at a profit.
There are lots of people out there who are willing to lay down some good cash for those things in your home you considered “junks”. Instead of disposing them all to create more space for yourself and your family, you can easily create a mini auction sale – a garage sale in your neighborhood, and you’d be surprised to see others willing to pay for your “junks.”
Concentrate on What You Need
Since you do not have much money, you should guard against spending the little left with you. We understand you could want to give yourself a treat after work which is fair. However, we recommend you try and save the little you have. You could have an emergency which could drain the little you have left.
There are food banks that offer free foods. This could cater for your feeding. In a library, you could use their PC to search for a job. There is a homeless center that offers free shelter to the homeless. You could enjoy free medical care as well, and at times, you get to borrow free dresses that can serve you for interviews. A great resource that gives out welfare programs according to the need of people is Aunt Bertha.
And even, you will have much free time on your hand, since all you make is minimum wage.
As soon as you start making more than the minimum wage, it is your call to decide if you will pay for this stuff when you start working. If you contact a social worker, you could be qualified for unemployment benefits, food stamps or a security check.
One of your top priorities should be seeking means to improve your income. You should, however, be smart about this. With the present anxiety to get anything doing, you could be tempted to take any odd job that comes along. This is only advisable if it pays above what you earned before. Taking such will keep you in your misery for long.
A Place to Stay
It could be difficult to get a place to stay as many landlords will need you to give a month’s rent as well as make a month’s deposit in advance. If you do not have a high taste, however, you could find landlords that are open to negotiations. You could get a good room on Craigslist because most roommates are not interested in having a credit or background check. We, however, advise you to pay rent and utilities as soon as possible. There are free items of furniture or household items you could get on freecycle. While it will not be the most recent version, it will serve the purpose intended until you are able to get something better. The idea is to get all you need at no charge.
Be Creative
When you need to ask for anything, it is good to be creative. For instance, you can request a bicycle to avoid spending on the bus.
You could buy a slow cooker so you will be able to make meals based on lentils, beans, and potatoes which are healthier and cheaper than junks.
For seasoning, you can use bacon with a lot of veggies. You will be satisfied and healthy which is better for you especially when you do not have much.
Always use your best shoes and try getting a warm jacket to survive the winter. Also, get in touch with your debt providers and explain your predicament. You could work out a payment plan that is suitable for both parties. You could also consider bankruptcy
If you don’t have a place to stay and you don’t have much money, you should consider alternatives. Maybe you should consider moving back with your parents while you save the little you can gather. You can also buy a car and run a taxi service until you get a better job. You can also move to a new area with a lower standard of living.
Read our article on how to make $50 a Day.
Take it easy with yourself
You might have to put up with a number of uncomfortable situations till things turn around for you. It is recommended you not get lost in the process. Spend more time with friends and families that really care about you. Do not be shy about asking for help. Seek to go to places that help you. It is good not to let everyone be aware of your current predicament – respect your very own privacy. Find time for yoga and meditation if it’s something you are already familiar with. Always be inspired for instance you can read stories of people who have been in your shoes before. All in all, prevent your current financial state from defining you.
Let it sink into you that this situation will pass
Unless you have never been broke at all, you might never really get this. As much as we admire people who build their wealth gradually, almost everybody have had one rough time. It surely never last!
Conclusion
Yes, it is scary to be broke. Thankfully, we are in a world where there are many programs that can help you get back to your feet. Thus, do your research, find what worked for others and try it out and stay away from expensive options like a loan shark